Youtube Linkedin Ashiana Blog

Comfort Homes

Comfort Homes- Apartments flats in Bhiwadi | Jaipur | Jamshedpur | Jodhpur | Neemrana | Halol-Gujarat

A rare combination of efficient home design, open environment, state-of-the-art maintenance and an assurance of quality lifestyle. Homes that will give an expression to your aspirations and value for your money.

Read more

 

Senior Living

Utsav Senior living retirement community in India - Bhiwadi | Jaipur | Lavasa-Pune

A life after retirement that provides complete freedom and dignity in a secure environment. A Community of like-minded people who share an active lifestyle that rejuvenates mind, body and spirit.

Read more

 

Care Homes

Utsav Assisted living Care homes for Seniors in Bhiwadi | Arthritis-Osteoporosis | Alzheimer-Parkinsons-stroke

A pragmatic concept that provides housing, support services and personalized care to elders with disabilities who need assistance with daily activities, hygiene, maintenance, health and medication.

Read more

 

Retail

Ashiana Retail commercial showroom space in Bhiwadi | Jaipur | Jamshedpur

At Ashiana, retail spaces are integrated facilities that have captive markets. These retail outlets are a source of day-to-day needs and are built within or adjoining the residential complexes.

Read more

 

Welcome to Ashiana

At Ashiana, we believe, that trust and respect is earned through actions and not through words. For over three decades, this belief has pushed us to strive harder and create higher benchmarks in delivery and service. We have built and delivered over 11 million square feet of residential and commercial space in Bihar, Jharkhand, Haryana, Uttar Pradesh, Rajasthan and Delhi NCR.In the process, we have provided homes to 8740 families, who placed their faith in our quality of construction, safety of investment and integrity of commitment.

Latest Blogposts

  • What to Consider When Buying a Second Home.

    In this present busy world, where everyone is caught up in the middle of a lot of work and no time for a break with their family, a Second home can be a perfect get away everyone is looking for.

    When someone decides on investing on a Second home,it usually is considered on two basis, a paradise for that rest over the weekend, if you are holidaying or if you are keen on making a little extra profit by renting the house.

    But before you fix your mind on a Second home, there are few factors you should consider on making your investments and how in return it will benefit you. It is highly recommended to consider these few points since no one wants to make a wrong investment and regret about their mistake. The first and foremost point is to keep your priorities straight. Check if the house caters to all your needs, if the house suits your lifestyle,if you are the kind of person who likes to have your space and is looking for a fun holiday with your family then check for the perfect location form a local real estate agent. If you consider it to be your after retirement destination then check if healthcare centers, shopping facilities are easily accessible.

    The next important point is maintenance. If you just plan to holiday there and lease it out for the rest of the year then a Condo is the best option but if you like it to be your private space then stick to a single family home. Don’t forget about insurance, since your second home should be considered as your primary home considering the fact of high maintenance. If you have a big family or a large group of friends then see if you can pool in to buy your second home. That way you will save a lot of money and wouldn’t have to worry about high maintenance charges.

    If you are thinking on renting out your second home, for that extra income to help you for the month then as an owner you need to take a lot of responsibilities. Think of various ways to lease it or rent the house that will benefit you. With these few tips, you could make the most out of your second house. So before you invest consider the points and do a keen research for a great lifetime investment.

  • Types of home loan and their benefits and loss

    The increasing price of residential housings and apartments has increased the demand for Home Loans in India. Home loans are the money borrowed from a bank to buy or modify a residential property. Any person who wants to buy a house can go for a home loan. When you decided to buy a property in the immediate future you can also apply for a loan before you decide on your property. The property you are going for should be pre-approved by the bank.The fact that home loans come with huge benefits like tax benefits feels like a cherry on top of your cup cake.

    Here we would talk about some of the types of home loans and their pros and cons.

    Land purchase loans are used to purchase a tract or plot of land on which the supplicant is planning to construct their home. Most banks offer up to 85 per cent of the price of the land.

    The most popular home loan available in India is the home purchase loans. These loans can be used in the purchase of a brand new residential property or an old property from its previous owners.

    Home construction loans can be used by the ones who want to construct an independent house. The tract of land on which the person wishes to construct the house should have been bought within a year of application of loan. A rough estimate of the cost for construction of the house should be calculated and then one should apply for the loan. The loan will then be analyzed and then sanctioned.

    Home expansion or extension loans are useful for people who want to expand their current home. Expansion includes alteration in the existing structure of the home to add extra area to it. Home improvement loans are applied for renovation purposes.

    Home conversion loans are used by the ones who already have a house with a home loan but now want to buy and shift to another house can go for the home conversion loans. With these loans they can fund the buying of the new house by transferring the existing loan to the new house. And there is no need to repay the loan on the earlier home.These are quite expensive though.

    NRI home loans are home loans exclusively for the non-resident Indians.The formalities are similar to the normal home loans but the paper works are a bit detailed.

    Stamp duty loans are provided to finish off the stamp duty charges on the purchase of the property. The finance from this loan can be used only for this purpose. These are not very popular.

     

  • Why to wait for 35 years to get your first home.

    When we look back into the years that have vanished and look forward to the years to come the one thing that seems to be quite certain is the increase in land values. Why do you think the house rates have gone up to such an extent?

    Many think this is because there were not sufficient numbers of houses around to live in. Really?Na…this is just a half baked theory. A significant reason for the hike in the prices was that banks had the ability to generate money each time they made a loan. The amount of money banks created through mortgage loans charged up to a great extent. This supply of funds in the form of loans engineered the huge growth in house prices.

    There is definitely going to be an increase in our salaries too; it’s not all that stationery. But when compared to the rate at which the land prices are going up, the change in our salary seems to appear too small to compete with the former changes. House prices increase much faster than earnings, which mean that houses become less and less economical. Any person who didn’t previously own a house before the price started growing, ends up giving greater of their salary simply to have a place to stay in. It’s not only the house owners who are troubled but also the rents start going up too.

    Frankly speaking only the banks and people with many lands are benefited out of super high house prices because high prices mean that people will have to take out larger for longer periods of time, which increases the interest rates for the banks.

    High land prices also act as a driver for turning over wealth from the underprivileged to the well to do ones, and from those who don’t have their own home to those who do. Even those with housing don’t benefit massively from higher house prices – but let’s face the truth that we all need a place to live and no matter how much the price goes up we will still work hard to make money and get a home, nobody would sit back and protest by not getting a home.

    Considering all the above facts I see no point in waiting for a marriage to invest in a home sweet home…besides going the family way only increases the expenses all the more, so it is always wise to have a home right in place much before all of that.I honestly think it’s time to be a little more practical with these things. Considering the current scenario of house prices, it is better to get one as soon as possible.

    The sooner the better…!!

Recent Updates

  • Launching Soon
    Launching Soon Ashiana Surbhi at Bhiwadi
  • Ashiana Utsav, Lavasa
    Residents started moving in Ashiana Utsav Lavasa
  • Ashiana Utsav, Jaipur
    Limited 2BHK units in Ashiana Utsav Jaipur
  • Ashiana Utsav, Jaipur
    More than 250 seniors already residing in Ashiana Utsav, Jaipur
  • Ashiana Amarbagh, Jodhpur
    Only 3 ready-to-move in flats available at Ashiana Amarbagh, Jodhpur
  • Ashiana Anantara, Jamshedpur
    After Gemini, Taurus, Phase Leo launched in Ashiana Anantara Jamshedpur
View All

Subscribe to Apna Ashiana

To know more about the Ashiana family subscribe to Apna Ashiana the quaterly newsletter

Ashiana Care

To give your voice a medium so that it can be reached & listened by the right authority, we have created a platform especially for you by the name of ASHIANA CARE.

 

Know more

Ashiana Housing Ltd. | Copyright © 2013 Disclaimer | Powered by M&A Digital

May I Help You?
Show / HideMaximize Window
Website Security Test