1. What will happen to my flat after my demise?

    The property will be transferred as per your will. The legal transaction process is the same as that of a regular property transfer.

  2. Is your flat covered in insurance?

    No, our flats are not covered under any existing insurance. However, if any resident wants to cover his/her under insurance on an individual basis s/he can choose to do so.

  3. What is cost of living at in your project? Will it be higher than my current one?

    Reply: The cost of living initially seems on the higher side, but if you conduct a cost benefit analysis the cost is completely justified.

  4. Is the complex covered by WiFi?

    The club house has WiFi. If you wish to have internet and WiFi facility in your flat, you can contact our maintenance department, who will help you get the facility in your unit.

  5. What is your average per sq. ft rate?

    Reply: It depend upon the location.

  6. Can my dependent son/daughter live with me permanently?

    Your unmarried daughter can stay permanently. However, the rest of the family member can stay for a short duration of time.

  7. Will I get assistance when required for my daily routine or upkeep?

    You can avail of our care giver facility on a chargeable basis from our assistant care units, known as Ashiana Care Homes. Services include physiotherapy, medicated dressing, bathing, grooming, feeding and more.

  8. What kind of medical assistance Ashiana will provide?

    We have 24X7 in-house ambulance and nurse on campus for any kind of medical emergency.

  9. Is there doctor in the complex or what are the medical facilities within the project and in the nearby area?

    Yes. A doctor will be available during OPD hours at Care Homes. We also ensure that doctors are24/7 on call.

  10. Can my children purchase the flat?

    Yes. It is not necessary that the buyer should be a senior citizen; anybody can buy the property in Ashiana Senior Living.

  11. Why prices of senior living project are higher than the usual market price?

    The facilities and the amenities in a senior living project are different from a general housing project. It is also more costly to maintain those additional facilities. So due to these senior friendly value addition the cost is on the higher side.

  12. What is the difference between a comfort home and a senior living project?

    Senior living projects consist of the facilities designed to deal with seniors’-specific aging related issues.

  13. Can we use a nomination provision for our NOKs for this property?

    We do not have the nomination provision in our projects. A legal will is the best option for property transfer. Please consult your legal advisor on the same.

  14. What is Registration?

    Registration means recording of the contents of a document with a registering officer and preservation of copies of the original document.

  15. Why should I get my flat registered?

    Registration Act 1908 mandates registration of every single property bought in India. Non registration of documents, required to be compulsory registered, attracts penal provision under the Registration Act 1908.

  16. Why are the property documents registered?

    The documents are registered for the purpose of conservation of evidence, assurance of title, publicity of documents and prevention of fraud. Also, registration helps an intending purchaser to know if the title deeds of a particular property have been deposited with any person or a financial institution for the purpose of obtaining loan / advance against the security of that property.

  17. Which documents require to be compulsorily registered?

    Section 17 of the Registration Act 1908 lays down different categories of documents for which registration is compulsory. The documents relating to the following transactions of immovable properties are required to be compulsorily registered:

    • Gift deed for immovable property
    • Lease/ rent agreement of immovable property for any term exceeding one year
    • Instruments which create or extinguish any right or title to or in an immovable property of a value of more than one hundred rupees
  18. Where are the documents required to be registered?

    Documents shall be registered in the office of sub-registrar within whose jurisdiction the property is situated.

  19. Can the possession of the property be handed over if document registration is not done?

    No, possession of the property cannot be given without registration. The conveyance of the flat/ unit/ property is complete once the title document is executed in favour of the buyer before the Sub Registrar after paying applicable stamp duty and registration charges.

    At Ashiana Housing we, as a policy, do not hand over the possession without registration of sale deed/sub lease deed.

  20. What kind of charges and/or duties is applicable on registration?

    Stamp duty and registration charges are applicable on registration.

  21. What is stamp duty?

    It is a type of tax which is paid for the transaction performed by way of document or instrument under the provisions of the Indian Stamp Act, 1899 and/or State Stamp Act.

  22. What are the rates of stamp duty and registration charges?

    Stamp duty and registration charges being state subject vary from State to State. The details are:

    Sl. No. State Reg. Charges + Stamp Duty Male Reg. Charges + Stamp Duty Female Other Expense
    1 Rajasthan 1 + 6 = 7% 1 + 4.8 = 5.8% Rs. 340/-
    2 Haryana Rs. 15,000 + 7%
    In case Joint Ownership
    Rs. 15,000 + 6%
    Rs. 15,000 + 5% Rs. 1,000/-
    3 Jamshedpur 3.2 + 4 = 7.2% 2.88 + 3.6 = 6.48% 1%
    4 Gujarat 1 + 4.9 = 5.9% 0 + 4.9 = 4.9%
    5 Maharashtra Rs. 30,000 + 4% Rs. 30,000 + 4% Rs. 1,000/-
    6 Chennai Const. Agmt 1+1 = 2%
    UDS Agmt 1+7 = 8%
    Total = 10%
    Const. Agmt 1+1 = 2%
    UDS Agmt 1+7 = 8%
    Total = 10%
    Rs. 500/-
  23. What are dlc rate/ circle rate/ guideline / jantri/ ready reckoner rates of flats/ units/ property?

    These are the rates decided and announced by the Government from time to time basis to set the minimum selling price of land/property.

    We register our properties as per actual cost or DLC of property whichever is higher.

  24. Is there any rebate on stamp duty on second time registration of same property?

    Rebates on stamp duty on second time registration of same property are applicable in the following manner:

    Sl. No. State Reg. Charges + Stamp Duty after 1 Year Reg. Charges + Stamp Duty after 1-2 Year Reg. Charges + Stamp Duty after 2-3 Year
    1 Rajasthan 2% 3% 4%
    2 Haryana Rs. 15,000 + 7%
    In case Joint Ownership
    Rs. 15,000 + 6%
    Rs. 15,000 + 5% Rs. 1,000/-
    3 Jamshedpur 3.2 + 4 = 7.2% 3.2 + 4 = 7.2% 1%
    4 Gujarat 1 + 4.9 = 5.9% 1 + 4.9 = 5.9% 1 + 4.9 = 5.9%
    5 Maharashtra 1 + 4 = 5% 1 + 4 = 5% 1 + 4 = 5%
    6 Chennai Const. Agmt 1+1 = 2%
    UDS Agmt 1+7 = 8%
    Total = 10%
    Const. Agmt 1+1 = 2%
    UDS Agmt 1+7 = 8%
    Total = 10%
    Const. Agmt 1+1 = 2%
    UDS Agmt 1+7 = 8%
    Total = 10%
  25. So finally, what is the complete set of documents I require to register the property?

    At the time of registration of the conveyance deed, you are required to present the following documents to the Sub registrar:

    • The original POA
    • One photograph of the Executor which shall be attested by the Attorney Holder
    • An affidavit by the Attorney Holder that this POA is still in force, is not cancelled and that the Executor is still alive.
    • An ID proof of the Executor of the state where the POA is registered that is like Ration Card, driving License, Voter ID Card, PAN Card etc.
    • An ID proof of the Attorney Holder
    • Details and ownership interest of Executor in the property be confirmed from this POA


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